Motorcycle insurance is similar to auto insurance in that it provides financial coverage and protection in different situations. Our team at Strack Insurance Services is happy to explain what coverage and protection are offered by motorcycle insurance. We’re committed to educating our Arlington, TX residents.
What Does Motorcycle Insurance Cover?
Typically, a standard motorcycle insurance policy will cover medical payments, bodily injury, and property damage. Crashes and underinsured/uninsured motorists are covered as well. However, this coverage is optional. Motorcycle insurance provides protection and financial coverage for accidents, injuries, and property damage.
How Does Property Damage Motorcycle Insurance Cover Damage to Someone else’s Property?
Property damage coverage designed to cover damage to someone else’s property falls under liability coverage. Liability property damage coverage kicks in when you are at fault for an accident that damages someone else’s property.
Property damage incidents occur more frequently with motorcycles than with cars. This insurance will pay for repairing or replacing property damage caused by an accident where you were declared at fault. Texas requires motorcycle drivers to carry at least $25,000 in property damage liability. These funds are used to rebuild, repair, or make adjustments to damaged property. In some situations, property damage may be extensive and require total replacement. These funds are allocated for replacement as well. Of course, you can purchase more insurance if needed. However, Texas law requires motorcycle drivers to carry at least $25K in property damage liability.
Our team at Strack Insurance Services can discuss your specific situation and come up with compatible coverage options. We understand that our Arlington, TX residents may have many questions regarding what’s covered under a motorcycle insurance policy. As a result, we’re here to answer all of your questions. Give us a call. We’re standing by.