Drivers in Arlington, TX live in a busy area and traffic can be very heavy. Driving in heavy traffic makes the need for good auto insurance even more important. In the state of Texas, drivers are required to carry basic auto insurance which is liability insurance. This protects other drivers from you in the event that you are the at-fault driver. Talking to the staff at Strack Insurance Services will help you to understand the basic auto insurance that you as a driver must carry and other types of insurance that may be right for you.
Texas is a 30/60/25 insurance state. What that means is that you must have $30,000 personal injury per person and $60,000 total per accident and $25,000 property damage. While this may sound like a lot of coverage, it is pretty basic when you think about what the potential for damages could be. If you have assets, they could be in danger if you are involved in a serious accident. Talking to your insurance agent can help you determine the amount that might be correct for you.
While basic auto insurance takes care of the other driver and the other vehicle, what about your vehicle? If you have a loan on your vehicle you will need to carry collision and comprehensive coverage to protect the vehicle. After the loan is paid off it may be tempting to let it lapse. However, if you would have an issue paying for a major vehicle repair or replacing your vehicle out of your pocket then keeping this coverage is important.
If it is time to look at your auto policy or you are thinking about new coverage, in Arlington, TX , Strack Insurance Services has the experienced team to give you the information you need to make an informed decision. Stop by the office or give them a call for a no-obligation quote.