What Is General Liability Insurance?

If you are shopping for insurance for your business, you may be unsure about what you need. In fact, it can be confusing when you hear all of the different terms that are used with insurance. 

You may be looking at general liability insurance and wondering what it is. Here are some things that you need to know about liability insurance. 

Liability insurance is used to protect your business against any accidents that may occur at your place of business. If a client slips and falls when you are meeting together, you may be held liable.

It will also cover injuries that occur when you are meeting outside of your place of business. If you meet clients at a coffee shop, and they slip and fall, you could still be liable for their injuries. 

Liability covers bodily injuries. It will help you to pay the medical bills that may occur to someone that you are doing business with. 

It can also cover property damage. If property is damaged due to an accident, your insurance will cover the costs, so you don’t have to worry about them.

It may also cover any legal fees that you may occur. If a client decides to sue you, you have a lot to lose. Your insurance will help to cover the cost of a lawyer and any other legal fees that you may find yourself facing. 

If you have a business, you could end up losing your business and even your home if you find yourself in legal trouble. It is much better to make sure that you have enough insurance to protect yourself against anything that could happen.

Want to make sure that you have enough coverage, contact us today at Strack Insurance Services in Arlington, TX.