What is covereed by flood insurance?

Insurance has become an important basic need in today’s life. It is due to the many risks that are associated with our geographical location, the technological advancement and the unpredictable risk such as road accidents and fire outbreaks.

Texas is a large state whose geographic location make it prone to periodical floods. Flood damages properties worth millions in U.S. Strack Insurance services does not only cover the damages that come with floods it also serves the people of Arlington, TX and Texas at large in enlightening them about flood insurance and who should have it.

Flood insurance is one of the dockets that are covered by the state through the National Flood Insurance Program (NFIP) which has two policies. The first policy covers your home or rather the building and the second covers your personal properties. The two covers have a financial limit which they can compensate in the event of the flood.

It is worth noting that, the Government’s federal insurance plan only covers a few belonging and has a financial limit. Some of the items covered by the Federal Flood Insurance Program include;

Your home and its foundations, window blinds, water heaters, electrical and plumbing systems among other things. There are some items that this cover that does not cover. They include; precious metals, cash and stock certificates among others.

Strack, being a private insurer, covers items that belong to your home yet they are left out by the NFIP. It insurers your precious metals and jewelry, boat houses, fence and even cars. We cover properties that may be destroyed by floods at Arlington, TX business premises and any other place in Texas as long as you have a cover from us.

So, if you need a flood insurance coverage, feel free to visit our websites or offices whenever you can.