What is ATV Insurance?

ATVs can be a lot of fun, but the owner needs to be protected while operating it just like they are when they operate a motor vehicle. These policies are designed to protect the owner from collision, liability, and theft.  Sometimes, ATV insurance policies are classified in a group called ‘toy insurance’. There are several types of policies that are available. For instance, uninsured motorist policies protect the ATV should there be an accident with an uninsured or underinsured driver. The policy will also cover medical expenses if the ATV owner is deemed to be at fault in an accident.  In an accident that results in bodily injury or property damage, the policy will cover the owner if they are deemed to be at fault for the accident. A collision policy will provide for the repair or replacement of the ATV in an accident resulting in damages.  For additional coverage, you may consider a comprehensive policy. This provides coverage that is similar to the collision but allows for additional protection in the event of events such as vandalism or fire. ATV insurance is similar to auto insurance but has specialized features. The agents at Strack Insurance Services understand the needs of ATV owners in the Arlington, TX area.  

When considering the specialized coverage of ATV insurance, you may have questions regarding the types of policies and the amount of coverage that you need.  The agents at Strack Insurance Services help ATV owners in the Arlington, TX area get the right coverage for how they use their vehicle. They will answer any questions you have and work to keep your premiums low.  Every day they seek quality coverage for their clients. Call them today and get the protection you need on and off the road!