Mobile home insurance is similar to most standard homeowners’ insurance policies. That being said, it can also vary between companies, so you are going to want to shop around for the plan that is going to work best for you. Don’t be afraid to read the fine print, to make sure that you are fully protected.
So, what does mobile home insurance cover?
Physical structure and contents. You will be covered if something happens to your mobile home. It will protect your investment from things such as fire, storm damage, and even theft or vandalism.
It will also cover some additional structures that you may have on your property. This may include a porch or even a garage. It should also cover your belongings that are inside your home.
Liability. You also need to have liability coverage, which will protect you if someone is injured on your property. It will cover their medical bills, along with any expenses that you may have if you get sued.
It may also cover damage to someone’s property that is done by someone that lives in your home. If your children break someone’s window while they are playing ball, your mobile home insurance will likely cover the damage.
If you are looking at buying a mobile home, you want to make sure that you are protected in case something happens to it. You are going to need insurance to protect your investment, as well as liability insurance in case someone gets injured at your home.
If you want to make sure that you are fully protected, you are going to want to talk to a professional. Don’t hesitate to contact us today at Strack Insurance Services in Arlington, TX.