Mobile or manufactured homes come with insurance coverage that is different from the traditional home insurance. These kinds of homes are built at the factory and then transferred to their planned location. They are vulnerable to numerous risks, and that makes their insurance coverage to be unique. Most people wonder what the differences between the two are. However, for the most part, the two insurance are pretty the same in many things, but you have to keep in mind that mobile homeowners have different needs from the regular house owners.
Some of the coverage offered by Stack Insurance under mobile home insurance in Arlington, TX includes;
This can be classified under comprehensive coverage. If your manufactured house suffers physical damage from hazards such as storm, theft, fire, and vandalism, then having an insurance policy saves you the cost of repair and replacement for the losses. Moreover, other structures in the lot such as the garage or patio or your personal belongings like a motorcycle that could have been involved in the damages are also included in the coverage. However, some coverage only caters for particular or specific causes of losses, and you will need to check with your agent to know what is included and what is not included in the policy. Just like the traditional home insurance, most mobile home insurance does not include flood coverage.
If your mobile home suffers severe damages, there could be the need for it to be moved from your property. This type of coverage caters for such expenses.
Trip collision coverage
If your home suffers damages as a result of an accident during the relocation or during the regular movements from one place to the other, this policy saves you the repair and replacement expenses.
The regular or traditional home insurance does not have these types of policies as it does not have to be moved from place to place and it is built on a strong foundation saving it from most of the dangers faced by mobile homes.
If you wish to understand more about this insurance in Arlington, TX, visit Stack Insurance. Let our experts’ help you get the best coverage after listening to your needs.