In Texas, as in other states, state laws determine the minimum amount of auto coverage each driver must have on their vehicle. Though it has higher minimum coverage amounts than many states, it can be smart to get even higher coverage in case the worst should happen. If you need auto insurance in Arlington, TX, call us at Strack Insurance Services to make your appointment to speak with an agent about your needs.
There are several types of coverage that you must have in Texas, and all of them fit under the umbrella of liability insurance. This means that the coverage is for other people who are involved in an accident with you. It does not pay for your own expenses. There is a minimum amount that every vehicle must be covered for in case one person is injured in an accident with you. Then, there is a higher amount required for everyone who was injured in the accident with you. In addition to these amounts, vehicles must be covered for property damage liability of at least a set minimum amount of coverage. You can also get more liability coverage than the law requires in order to be ready for serious accidents.
Other Coverage Types
Because none of those require coverage types pay for your own expenses if you are in an accident, many drivers take out additional coverage types. This is a good idea for any driver, as the expenses in cured in an accident can be substantial. Getting collision coverage is a good way to protect your finances if you were to be in a serious accident. It pays for the damages to your vehicle, either for repairs or a replacement after it’s been in an accident. Comprehensive coverage pays for many other ways that a vehicle can be damaged other than an accident.
Call Us Today
To get the auto insurance you need in Arlington, TX, call us at Strack Insurance Services.