If you rent an apartment or house in Arlington, TX, you need rental insurance to protect the property. Renters insurance is essential because it helps pay for repairs and the replacement of some of your belongings, such as furniture, clothes, and other items. Here are the facts you need to know about rental insurance coverage options for Arlington, TX residents.
Rental Insurance Coverage Options
There are three insurance coverage options, including:
- Personal property
- Loss of use
- Personal liability
Personal Property Coverage
Personal property coverage helps with the finances you need to repair or replace your belongings. When you travel, personal property coverage insures your luggage and similar items.
Loss of Use Coverage
If the house or apartment you’re renting needs repairs and you have to temporarily move out, loss of use coverage helps with the additional living expenses, including food, rent, and other expenses you have that you would not have if you were still able to live in your home.
Personal Liability Coverage
If someone is hurt in your home, personal liability coverage helps with legal fees if you are sued.
Rental Insurance and the Risks it Covers
We at Strack Insurance Services recommend having a renter’s insurance policy to help protect you against different risks. These risks include:
- Storm damage
There are other instances rental insurance covers and your exact coverage options vary by policy, so contact us to discuss specific rental insurance risk coverages.
Rental Insurance Claims
If you need to file an insurance claim, follow these three steps to help ensure the claims process goes as smoothly as possible.
1. Tell us as soon as possible
2. Send us any information we require as soon as possible
3. Keep your receipts
Here at Strack Insurance Services, we provide Arlington residents with a variety of insurance options, including renters, home, auto insurance, and other insurance solutions. Contact us today to discuss our insurance options. We look forward to working with you.