Arlington, TX college students getting ready to start a new school year have a lot on their minds. They are thinking about everything that needs to be packed for campus living or finding an off-campus apartment. Regardless of where college students choose to live, it is essential to protect their possessions. Protecting your belongings is why it is a good idea for college students to purchase a renters insurance policy. 

For more information about college and renters insurance, reach out to our agents at Strack Insurance Services. 

Premiums

Do not let the cost of premiums scare you from purchasing renters insurance while at college. The price you pay for premiums is minimal compared to stolen or damaged property, especially if you bring expensive personal items, such as electronics, sporting equipment, etc. Additionally, if someone gets injured at your place, the premiums are far less than the money paid for medical bills and other liability costs. 

Personal Property

Renters insurance protects your personal belongings against theft or damage from a covered event (excluding flooding or earthquakes). Minus any deductibles, you will receive a payout from your insurance company for the value of your belongings should they be stolen or damaged.  

Liability

Liability insurance protects you against a claim or lawsuit if you accidentally hurt someone or a visitor gets injured in your dorm room or apartment. 

Additional Living Expenses

Your renter’s insurance policy pays for temporary housing and meals if your dorm room or apartment gets damaged. These expenses get paid while repairs are being done on your residence. 

College students getting ready for the new school year need to ensure their Arlington, TX dorm room or apartment is protected by renters insurance. Call Strack Insurance Services today for additional information about renters insurance for college students. 

Whether you are just starting or have been in the business industry for years, every business owner knows the importance of having proper insurance for different risks. One of the most common risks businesses encounter is a liability.  That’s why many business owners invest in general liability insurance. If you’re looking to learn how this policy protects your Arlington, TX business, here is what you need to know.

Protects Your Employees

Your employees are the primary assets in your business. They determine your productivity and profitability as they handle different aspects of your business, such as the marketing, production, processing, or packaging procedures. General liability insurance helps cover them in case of injuries or when they accidentally damage other people’s property during business operations. 

Protects your customers

Whether you are a retailer, manufacturer, or wholesaler, it’s your responsibility to make sure that your customers are safe whenever they visit your business premises. General liability protects your customers against injuries, theft, or any dangerous incidents that could happen to them. It also covers complaints or lawsuits resulting from the goods or services you sell, such as damaged items or spoiled food.Thats why at Strack Insurance Services, we recommend having enough liability.

Protects your profession

If your business entails offering professional services to your clients, you may want to carry adequate general liability insurance to protect errors in your profession. When you don’t deliver services on time, or they’re marked with errors, your client might complain or even sue you. General liability insurance helps pay the legal fees for such errors and prevents the further escalation of your reputation.

Protects you against reputational harm

Businesses go through a lot of tests to emerge victorious in the long run. Your competitors or anyone looking to ruin your name may publish false information about the business to ruin its reputation. When this happens, your general liability insurance will ensure that you don’t pay legal fees when you file a lawsuit.

Looking to start a business in Arlington, TX? Feel free to contact Strack Insurance Services, and our insurance experts will answer every question you might have.

Purchasing life insurance can be a daunting task, particularly to newbies who don’t know how to separate myths from facts. At Strack Insurance Services, we have seen many Arlington, TX residents go on without life insurance because of misconceptions surrounding this investment. Fortunately, as your trusted agent, we are here to debunk popular myths about life insurance. 

Behold the facts!

Myth#1: Young People Don’t Require Life Insurance

Most people assume that life insurance is meant for senior citizens or those with health conditions. However, in reality, that’s not true. Both young individuals and the aged can develop health conditions when they least expect and hence the need to be covered. 

Furthermore, young people enjoy cheaper premium rates because they are deemed less susceptible to health conditions.

Myth#2: Life Insurance Is Costly

One of the reasons most people neglect life insurance is that they think it’s costly and cannot afford the premiums. If you are in this line of thought, you’d better know that’s a myth! Life insurance is affordable. Better yet, you have numerous options to consider, given your budget.

Additionally, you can enjoy low premiums if you are a young individual.  

Myth#3: My Employer’s Life Insurance is All You Need

Even when your employer’s life coverage protects you, it is wise to purchase an individual life insurance policy – it will give you additional benefits such as covering your loved ones.

When you rely on life insurance through your boss, you might lose work and the coverage altogether. 

Myth#4: It’s Hard to Get Life Insurance

Another unrealistic thing people believe in regarding life insurance is that it’s hard to find. You should never be lured to think so, as countless companies are offering this coverage. 

In fact, nowadays, you don’t need to leave your house to find a life insurance policy – you can simply surf the web, and Google will present you with thousands of choices. Compare the options and narrow them down to what suits you the most.

Get life insurance today!

Myths are misleading and can cause you to miss golden opportunities if you believe in them. Now that you can differentiate the most common life insurance myths from the truth, it’s time to purchase your coverage from Strack Insurance Services in Arlington, TX. Contact us today for an affordable quote.

If you are wondering whether commercial insurance is a necessity or not, you better heed the following advice from Strack Insurance services in Arlington, TX. Below are the reasons you should consider commercial insurance as an asset.

Liability protection

One of the key advantages of commercial insurance is liability protection. Liability claims refer to the costs you’d incur if someone were to sustain injuries while at your premises. For instance, when a customer slips on your floor and sustains injuries that need medical attention. 

Besides, liability claims may emanate from advertising injury and property damages you cause to third parties. Such costs are unplanned and can retard your business growth if you don’t have a proper commercial insurance plan.

Workers protection

Commercial insurance protects your workers from injuries that may affect them while they are at your business. For instance, workers can experience issues such as back pain due to prolonged hours of working. 

In such cases, your commercial insurance would pay for medical expenses to get back the injured employees to their healthy best.

Boost business reputation

When you have commercial insurance, most customers and clients will want to do business with you. They are sure that they are conducting business in a safe environment and, therefore, no worries regarding their security. 

Protects the business itself

If you are honest, you will agree that your venture didn’t come easily. It took your efforts and, probably, sleepless nights to see it where it is today. You treasure it so much, and so you should do all you can to protect it. The best to achieve this is by subscribing to proper commercial insurance. 

With optimal business insurance coverage, you are certain that your investment is safe no matter what happens. Isn’t that great? 

Buy business insurance today!

Your business is the reason why you consider yourself a financially stable buddy. You’d not want to lose it or have a hard time managing it. If that’s so, consider purchasing commercial insurance from Strack Insurance Services at Arlington, TX, while you have time!

Flood insurance can seem like just another unnecessary addition to your monthly expenses, especially when you already have auto and home coverage to cater for. Like other policies, flood insurance is one of the essential coverage options that every Arlington, TX homeowner needs. Below, Strack Insurance Services takes you through the reasons why you should consider getting flood insurance.

Your Homeowners Insurance Does Not Guarantee Flood Coverage

Numerous homeowners are of the opinion that their home policies cater to flood damages, only finding it when it is too late that their coverage does not extend to such incidences. To avoid incurring extra expenses when you experience flooding, make it a point to get flood insurance. It will protect you against building damage while also ensuring that your belongings are covered.

Rain Is Not the Only Cause of Flooding

While living in rainy areas increases your risk of flooding, wet weather is not the only cause of floods. Numerous weather scenarios have been found to cause flooding in homes, including hurricanes, winter storms, and winter melts. In addition to this, faulty drainage systems can also cause flooding on properties along with faulty protective systems such as levees. Protecting yourself against any of this will require flood insurance, acting as a comprehensive long-term solution.

Water Damage Is Destructive

Flooding does not have to be significant to cause property damage. An inch of water is enough to wreak havoc on home belongings and items such as vehicles. Recovering from this means incurring extra costs for property repairs, in addition to the added expenses for replacing home contents. Flood insurance can, however, protect you from such incidences, providing you with compensation when faced with flood emergencies.

To protect your assets from flooding damage, get in touch with Strack Insurance Services today. We provide coverage within the Arlington, TX area to give you peace of mind during your everyday endeavors. 

If you live in Arlington, TX, you already know that ATVs are very popular in ranches and public parks. There is no doubt that these vehicles can be dangerous to you and those around the park. Strack Insurance Services knows that it is crucial to offer such automobile insurance services to protect the owner against possible liabilities, especially after an accident.

Here are some possible areas that ATV insurance policies will cover for you.

Liability Coverage     

All-Terrain Vehicles may cause fatal accidents where you will be required to cover the medical expenses of the people involved in the accident and the repairs to the properties damaged. With an ATV insurance policy, you don’t have to worry about such liability expenses as the insurance policy will quickly cover them.

Collision Coverage

Collisions are inevitable to any automobile, and you should prepare for unforeseen circumstances where your ATV hits another vehicle, fence, or any object. Having ATV insurance will become necessary because the insurance company will handle all the repair expenses involved. Sometimes you might get injured, which will also be catered for by the insurance company.

Comprehensive Coverage

A comprehensive coverage policy is the best in the industry because it helps protect your ATV against anything possible. Other than collision, your ATV can be damaged by other unseen factors such as hailstorms, fires, and hurricanes. These are some of the devastating aspects that can face your ATV. However, comprehensive coverage will help in repair or replacement expenses in situations where such problems occur.

Do You Need ATV Insurance?

In Arlington, TX, it is required that every ATV owner gets insurance to protect against possible accidents and liability expenses. At Strack Insurance Services, we provide the best ATV insurance services to our customers. Contact us today for more details.

There are plenty of things insurance can protect, and your RV is one of them. Whether you live in it, use it to travel frequently, or only take it out for some adventures during the summer months, you want to make sure it’s properly protected. If you’re in the Arlington, TX area, Strack Insurance Services can help you get the coverage you’re looking for. Even if your recreational vehicle is parked most of the time, RV insurance can cover you on a year-round basis so you have what you need anytime you want to travel. You also won’t have to worry about damage or other concerns when your RV is parked at your house or stored off-site, either.

Just like any vehicle you would drive on the roadways, an RV has to be covered to protect you and other motorists. But you’ll also need to make sure you’re properly covered when your RV is being stored or if you’re living in it full time. It’s not the same as having a homeowner’s policy, even if it’s your actual home. Our dedicated agents can help you find the kind of coverage you need, so you’ll have a policy you feel good about and comfortable with. Peace of mind is important in life, and the right insurance policy helps offer that.

Reach out to us today at Strack Insurance Services. We want to help all our Arlington, TX area customers get the RV insurance they need for their travels and protection. You don’t have to use your RV all year round to need it covered throughout the year. When you have the right coverage level you’ll enjoy your RV more and be able to spend time focused on all the great sites you’ll see instead of concerned about whether you have the proper policy for your adventures.