You know that you need boat insurance for your watercraft in Arlington, TX. You are, however, unsure as to how much coverage is required as well as how a policy works to protect you financially. The agents at Strack Insurance Services can help you find the boat insurance plan that fits your lifestyle. Consider the following when you call to request a quote. 

Standard boat insurance does not cover every watercraft

A standard boat insurance plan works much like traditional car insurance in Arlington, TX. The policyholder chooses between liability coverage or a plan that pays for all losses. 

It is sometimes tempting to choose a boat insurance policy that requires little in monthly premium payments. You should, however, not be taken in by the notion of cheaper monthly payments as a standard boat insurance plan does not usually cover jet skis, kayaks, and canoes. 

For the most part, you can depend on your boat insurance policy to pay for damages to your motorized vessel. Coverage for other watercraft may require a higher premium. 

Liability does not fully cover you and your boat

Some boat owners choose liability coverage believing that such insurance pays for every incident. In reality, liability insurance does not pay for damages to your boat in an accident. The coverage only extends to property you have damaged in an at-fault accident. 

You need full coverage, which includes comprehensive and collision insurance if you want to have the assurance that both your boat and the other party’s property is financially secure. You may also consider purchasing medical coverage for passengers who may suffer physical injuries in an accident. 

Storm damage coverage may be necessary

Texas experiences hurricanes every year. Standard boat insurance does not usually cover natural disasters. You may find yourself paying for damages to your vessel out-of-pocket if you do not purchase storm damage coverage, which can pay for expenses related to hurricanes, tornadoes, and other forms of flooding. 

The agents at Strack Insurance Services can help you put together a boat insurance policy that protects your investment. Call us today to get started with a quote for coverage!

Strack Insurance Services is a full-service insurance agency serving Arlington, TX residents and assisting them in finding the best motorcycle policies for their needs. They offer sound advice when it comes to motorcycle safety and can provide you with valuable resources that will help you stay safe on the roadways. Motorcycle safety courses are one of those resources.

Reinforces What You Already Know

A good motorcycle safety course reinforces what you already know as well as provides you with valuable tips and suggestions for making every day you spend on your bike a safe one. The information these classes provide is extremely valuable for new riders and also offers benefits for those who have ridden for many years.

Keeps You Up to Date on Motorcycle Laws

Motorcycle laws change from year to year. Taking a reputable motorcycle safety class will keep you up to date on any recent changes in the motorcycle laws that apply to you. Take a motorcycle safety class every few years just to stay abreast of any new changes to the laws.

Teaches Important Safety Skills

A good motorcycle safety course also teaches safety skills that may help you avoid an accident. While many learn by trial and error, knowing a few of these maneuvers may save your life if you are ever put in a dangerous position while on the road.

Call the agents of Strack Insurance Services if you live in Arlington, TX and have questions about where you can find a certified motorcycle safety course. The agents can help you find the information you need. Staying safe on the roads is always a priority. Taking a motorcycle safety course is a great way to learn and practice safe driving habits.

If you’re looking to settle down in Arlington, TX, and are wanting to nest in a mobile home, then the first thing you’ll need is insurance. However, if you’re settling into your first mobile home, then you may be unfamiliar with everything that mobile home insurance covers. Learn all about mobile home insurance and how you can get covered with Strack Insurance Services. 

What Does Mobile Home Insurance Cover?

Mobile home insurance is very similar to standard home insurance in the sense that you are provided a certain amount of financial coverage for any unexpected damage done to your mobile home. Here are some common areas in which mobile home insurance provides coverage: 

• Liability 
• Property damage
• Water leaks (varies)
• Damage sustained from nature

These are just some of the areas in which you may receive coverage from mobile home insurance. The type of coverage for which you will be eligible will depend on several different factors regarding the mobile home itself. Feel free to get a consultation from Strack Insurance Services. 

Why Get Mobile Home Insurance?

You might think that just because a mobile home isn’t a standard home that it doesn’t need the proper coverage. However, a mobile home may be just as susceptible to damage as a standard house if not more. You have protection for your car and your health, so why wouldn’t you get coverage for your mobile home? 

Get Covered with Strack Insurance Services

To get the coverage you need to keep your mobile home protected from life’s unpredictable moments, visit Strack Insurance Services. They can work with you to help you discover the type of mobile home coverage that would be perfect for you and your mobile home. Their office is located in Arlington, TX, but you can contact them online to schedule an appointment for a consultation. 

When you are living in the Arlington, TX area, there are likely many forms of insurance that you will need to have. A very important form of insurance that all people need to take quite seriously is health insurance. There is a range of benefits that come when you get a quality health insurance policy in this area of Texas.

Gives Access to Preventative Attention and Care

An important reason to get a health insurance policy is that it will give you access to preventative care and routine medical attention. Consistently receiving medical attention and getting prescription medication can help to keep you healthy. Both of these benefits can help you to identify and treat ailments when they are in the early stages. This could help you to stay healthy.

Major Medical Care

While preventative care is very important, there is still always a risk that you could incur an injury or get seriously ill. While this could be an issue, those that have proper health insurance in place will get the care and attention that they need. Further, when you have health insurance, it can help to reduce the costs that you will incur which will make receiving this care more affordable.

There are a lot of reasons why anyone in the Arlington, TX area today should get health insurance. Further, it is actually required by law at this point for all people to have this coverage. Due to the importance of this insurance coverage, you should speak with the team at Strack Insurance Services to discuss your insurance needs. When you do call the team at Strack Insurance Services, you are going to learn more about the variety of options that you have, which will help to ensure you pick the best policy possible.

When you are a business owner in the Arlington, TX area, there are a lot of very important decisions that need to be made on a daily basis. One important decision that you will have to make will come when you choose a new insurance policy for your company. One form of insurance that you will need to get is general liability insurance. There are several benefits that will come when you get a general liability insurance policy.

Liability Protection

The main advantage of having general liability protection is it will give you protection against liability risk. Any business owner is going to take on some level of liability risk on a daily basis. If you are found to be at fault and have to pay damages for an accident, the impact could be devastating. If you have a general liability insurance policy, you will have protection against this risk.

Requirement Compliance

Another reason to get general liability coverage is that it will help you to stay in compliance with various requirements. Most companies are going to have a variety of interested parties that will want you to have this coverage. This can include your lenders, landlords, and investors. If you do not have this coverage, you could be in default with a variety of different agreements.

Ultimately, any business in the Arlington, TX area would benefit from having general liability coverage. If you are searching for this protection, you should call Strack Insurance Services to discuss your needs. The team at Strack Insurance Services will be able to fully assess your business and company risks. Based on this assessment, the team will be able to determine how much coverage you need to properly protect your organization from liability risk. 

If you rent an apartment or house in Arlington, TX, you need rental insurance to protect the property. Renters insurance is essential because it helps pay for repairs and the replacement of some of your belongings, such as furniture, clothes, and other items. Here are the facts you need to know about rental insurance coverage options for Arlington, TX residents.

Rental Insurance Coverage Options

There are three insurance coverage options, including:

• Personal property
• Loss of use
• Personal liability

Personal Property Coverage

Personal property coverage helps with the finances you need to repair or replace your belongings. When you travel, personal property coverage insures your luggage and similar items.

Loss of Use Coverage

If the house or apartment you’re renting needs repairs and you have to temporarily move out, loss of use coverage helps with the additional living expenses, including food, rent, and other expenses you have that you would not have if you were still able to live in your home.

Personal Liability Coverage

If someone is hurt in your home, personal liability coverage helps with legal fees if you are sued.

Rental Insurance and the Risks it Covers

We at Strack Insurance Services recommend having a renter’s insurance policy to help protect you against different risks. These risks include:

• Theft
• Fire
• Storm damage

There are other instances rental insurance covers and your exact coverage options vary by policy, so contact us to discuss specific rental insurance risk coverages.

Rental Insurance Claims

If you need to file an insurance claim, follow these three steps to help ensure the claims process goes as smoothly as possible.

1. Tell us as soon as possible

2. Send us any information we require as soon as possible

3. Keep your receipts

Here at Strack Insurance Services, we provide Arlington residents with a variety of insurance options, including renters, home, auto insurance, and other insurance solutions. Contact us today to discuss our insurance options. We look forward to working with you.

Owning your own business can be exciting and fulfilling. Few things in life will give you quite the same feeling of accomplishment. Owning your own business, however, comes with a certain load of responsibility and care. At Strack Insurance Services serving Arlington, TX, we love helping small business owners protect their investment. Keep reading to learn what you need to know about commercial insurance. 

What is Commercial Insurance?

Commercial insurance is a general term used to refer to a collection of insurance policies that help business owners protect their business. As the owner of a business, you are held in a more vulnerable spot when it comes to risk and liability. Commercial insurance can help to protect you from this risk and liability so that your assets are not put in danger. 

What Does Commercial Insurance Cover?

A commercial insurance policy can be customized to suit your individual needs. However, most commercial insurance policies cover the following areas:

Property Damage- If there is damage to the physical property that houses your business, commercial insurance will kick in to cover the costs of repairs. This also covers losses sustained during a burglary. 

Vehicle Insurance- If your business owns and operates vehicles, commercial insurance will cover those vehicles and vehicle operators the same way regular auto insurance does.

Liability Coverage- Business owners have special liability risks. If someone is injured or their property is damaged because of an employee or because of your services, liability insurance will kick in to cover these costs of any legal costs. Liability coverage also covers you in the event that an employee is injured while working for you. 

If you would like to learn more about commercial insurance, you can call our friendly staff today. Strack Insurance Services serving Arlington, TX is ready to help you with your insurance needs and questions. 

Having a life insurance policy in place is an important financial decision. In order to make the most of this investment, it is important to consider a few things before purchasing your policy. At Strack Insurance Services, serving Arlington, TX, we take great pride in educating our clients and future clients on these topics. Keep reading to learn about 3 things you should consider when choosing life insurance. 

Final Expenses 

Your final expenses will be the first thing to consider when purchasing life insurance. A life insurance representative can help you estimate how much of your policy should be designated for this expense. They can help you understand the different types of expenses depending on what your final wishes are. A life insurance representative can also help you estimate how much these expenses may cost in the future. 

Your Family 

Life insurance is an investment you make to ensure that your family is provided for in the event of your passing. Your family dynamics will be a crucial consideration when deciding which type of life insurance to purchase and how much. If you are married with children, you will want to consider what the future needs of your family will be. What will your spouse be able to contribute to these needs and how much life insurance money would be needed to supplement. 

Your Standard of Living

Each family has an individual standard of living and expectations. Most people hope that through a life insurance policy, they can help their family maintain their current standard of living. A life insurance representative will help you evaluate this in light of how much life insurance coverage you would need to help your family maintain their standard of living for a designated number of years. 

If you would like to learn more about life insurance, please contact our friendly staff at Strack Insurance Services, serving Arlington, TX today.