Homeowners aren’t the only ones who need insurance. Renters should buy protection too.

Yet, few renters are truly aware of the value of insurance. And, this misinformation can be costly. Although landlords carry their own plan, this includes the building structure only and excludes any belongings. In contrast, renters insurance policies are uniquely created for people who are renting an apartment, condo, home, or other living space. Without individual coverage, you are exposing yourself to unnecessary risk.

Fortunately, Strack Insurance Services in Arlington, TX can help. While every plan can be customized with different available add-ons, most renter’s insurance policies will feature these three coverages.

Personal property protection

Protect the contents inside your rental. This is perhaps the biggest benefit of renters insurance. In the event of damage, destruction, loss, or theft, renters insurance will reimburse you up to the policy’s limit. Furniture, electronics, jewelry and other valuables could be included. Provide your agent with a list of your belongings. This will help determine your coverage needs.

Liability coverage

Even the best planning can’t prevent accidents from happening. If one does occur, liability protection is key. Standard in most renters insurance policies, this can help pay for medical expenses or legal fees if you are found to be legally responsible for an accident.

Loss of use reimbursement

If a natural disaster or other severe damage forces you to relocate, renters insurance has you covered. Known as "loss of use," this coverage will compensate for any additional living expenses you may incur. In addition to finding a new, temporary residence, this often includes payments for meals and travel related to this move.

Call Strack Insurance Services

Located in Arlington, TX, the agency knows the importance of a comprehensive, personalized renters insurance plan. To secure this much-needed protection, schedule an appointment today.

Are you a Texas homeowner? You might assume that your homeowner’s insurance covers you in the case of flooding, but most policies do not. Flooding can be devastating for losing items of emotional value. It can also be a financial burden.

You have options, and the earlier you look into them the better. Strack Insurance Services in Arlington, TX can help you get your head around flood insurance, and we can compare quotes with you to ensure you have the best coverage. 

Flood coverage

While you might think you don’t need flood insurance coverage if you don’t live near a large body of water, you might need to think twice. While this can very well be true, flooding can be caused even by smaller bodies of water. 

If you think your house is at risk of flooding, you should check your homeowner’s policy. You will find that flood insurance is most likely not included in your coverage, so your next step would be to look into flood insurance. If you are new to homeownership, you might not be aware yet that you could be rejected a mortgage without flood insurance if you live in a high-risk flooding area. 

High-risk or not, flooding can happen anywhere as it is often an unexpected occurrence. Even if your building should be capable of withstanding a potential flood, it could potentially still do enough damage to cost you expensive repairs.

We are here to help you. If you feel ready to discuss flood insurance, please call Strack Insurance Services in Arlington, TX as soon as you can, so that we can show you different quotes from our providers.

When you own an ATV, you get to have a lot of fun. Unfortunately, riding an ATV can also come with some safety and liability concerns as well. You can protect yourself with ATV liability coverage, ensuring you have the tools you need to cover yourself if you cause damage or injury.

Strack Insurance Services provides insurance to residents of Arlington, TX. These are the benefits of ATV liability coverage.

Bodily Injury Coverage

ATV liability insurance provides bodily injury coverage. This type of policy is meant to cover the medical bills caused by your ATV when it is in use. For example, it might help if you were to hit a pedestrian while riding the ATV.

Property Damage Coverage

Your ATV can also cause damage to property. For example, you might accidentally drive it into a fence or into a car. In some cases, you might be accused of running over a flower garden.

You can protect yourself from being forced to pay property damage costs by having the right liability coverage. With the right policy on your side, you can ensure you are not paying for a vehicle, house, or other property damage.

ATV Liability Coverage Is a Smart Choice

ATV insurance is a great tool for protecting your assets. If you own an ATV, you are smart to protect your assets. When you have sufficient liability insurance, you will not be sued for the damage. This can provide peace of mind for those who want to own an ATV but aren’t sure how to do so safely.

Get ATV Liability Coverage Today

Strack Insurance Services helps the people of Arlington, TX meet their insurance needs. Contact the office to learn more about ATV insurance.

Today, many people are opting for recreational vehicles (RVs) to tour the country. It’s an excellent investment as you enjoy the convenience of home and the fun to explore the country. RVs are fun but come with responsibility — one being RV insurance. RV insurance is a policy that protects your recreational vehicle, no matter the kind. May it be motor home, travel trailer, fifth wheel, or any car under the recreational class.

To that end, purchasing RV insurance comes with many benefits that you don’t want to miss like an RV owner. You will enjoy the below benefits if you are buying your RV insurance from Strack Insurance Services.

Liability protection

When you are driving your RV, no matter how careful you are, accidents can still happen. And if you are at fault, you could face property damage, bodily injuries, or even legal charges. Depending on the accident’s severity, these costs can be costly, but with liability coverage, you are well-covered.

Asset protection

RVs are quite an investment. Unfortunately, they too are prone to accidents like hail, fire, or any peril that can cause damage. But with RV insurance, the policy will cover physical damages. Additionally, with content coverage, your belongings that get damaged or lost on your RV are covered too.

Compliance with the law

No one wants to be on the law’s wrong side, especially if you are on tour. Failure to carry insurance for your motorized RV could land you into non-compliance fines and penalties. Buy your RV insurance today and tour peacefully.

Peace of mind

Having RV insurance, you drive knowing you are well covered.  Imagine being on the road with all kinds of drivers — speeding, drunk, careless teenagers, and even uninsured drivers. How disturbing. But with the insurance, you relax as you do your part of driving carefully and enjoying your tour.

RV insurance in Arlington, TX 

There you have it, the many benefits that come with purchasing RV insurance. The policy makes sure you are well protected no matter where you explore. If you are in Arlington, TX and its environs, please look no further than Strack Insurance Services for RV insurance. Contact us today for an affordable quote.

Whether you are just taking your boat out for a relaxing day on the lake or headed out to do some fishing, water skiing, or swimming, you will need boat insurance to protect the investment in your boat to protect it, and you, for anything unexpected. The boat insurance agents at Strack Insurance Services in Arlington, TX can help you in determining the correct coverage you need for your boat.

Boat insurance is not required in Texas unless you borrow the money to purchase your boat from a bank or other lender, but it is still essential to protect your boat from the unexpected and there are several options for you to choose from when choosing boat insurance coverage.

Boat Insurance Liability Coverage

This type of boat insurance coverage can help you cover medical payments and injuries to others if a boating accident occurs.

Comprehensive and Collision Boat Insurance Coverage

Comprehensive boat insurance will cover any damages if a fire occurs on your boat, as well as theft, or a natural disaster. Collision boat insurance will cover any damages to your boat and the property damage caused to others’ property in the event of a collision or crash. It can also cover any damage to the hull of your boat and even the motor, permanent fixtures, and furnishings. You can even choose a policy that also covers the trailer that you haul your boat on to transport it back and forth to a waterway.

Get Your Policy Started Today

To obtain a quote for your boat insurance and get your policy started as soon as possible so you can enjoy peace of mind when it comes to the protection of your investment in your boat, contact the boat insurance professionals that you can trust at Strack Insurance Services in Arlington, TX today!

If you own or are about to buy a motorcycle in Texas, you are required by law to purchase motorcycle insurance. Failure to carry valid motorcycle insurance leads to various fines and penalties. But why risk non-compliance costs while you can buy affordable and customized motorcycle insurance from Strack Insurance Services in Arlington, TX?

Besides compliance, motorcycle insurance carries other benefits. Need to find out? Keep reading to understand why motorcycle insurance is a necessity.

Protects your asset

Did you know Texas State has the highest number of motorcycles in the US? Yes, Texans do love biking. And for that reason, it’s why we provide collision and comprehensive coverages to protect their bike. While motorcycle insurance doesn’t prevent perils from occurring, it shields you from expensive damages and losses following a covered risk.

Liability protection

Do you know what would happen if you are legally responsible for an accident? You would be responsible for the resulting property damages and bodily injuries you cause to others. And since these costs can be prohibitive, you need motorcycle insurance to reduce your financial burden.

Medical payments coverage

Motorcycle accidents can turn catastrophic even after a minor impact. And since healthcare costs are rising by the day, you could face prohibitive medical expenses following an accident. Thankfully, motorcycle insurance caters to the medical bills of you and your passengers after an accident.

Peace of mind

Because riding should be fun, motorcycle insurance ensures you get precisely that while cruising in the Lone Star state’s roads. With motorcycle insurance, you only focus your eyes on the road, knowing that any road mishap will be taken care of by your insurer.

Get coverage today!

Are you shopping or renewing motorcycle insurance in Arlington, TX, and its environs? Would you mind looking no further than Strack Insurance Services? Contact us to get affordable coverage. Besides, we will help you with the claim process. 

Older mobile homes in Arlington, TX need a bit more love and care than newer homes. Older mobile homes need to be updated often with new fixtures, paint, and other finishes. Renovations can bring an out-of-date home looking brand new, and you want to protect your newly updated mobile home and your belongings from anything that can happen. 

Finding Mobile Home Insurance

Finding an insurance policy for your older mobile home may be difficult. It may be difficult because older homes need specific coverage, and depending on where you live, you may not find a company to insure your home. Do some research and reach out to Strack Insurance Services to discuss insurance for your older mobile home. Our experts can help you understand the additional coverage your older mobile home needs and help you find an insurance policy to fit your needs. 

Older Mobile Home Insurance Coverage

Older mobile homes are at risk of suffering damage caused by many things within the home. With older wiring, plumbing, and other materials, there is a greater risk of something happening with an older mobile home. When insuring your older mobile home, it is vital to purchase a policy that protects you against any perils which may occur.

Older mobile home insurance should cover the following: 

• Damage and loss caused by fire, wind, hail, lightning, and water damage. 
• Trip and collision coverage if you plan to move your older mobile home to a new location.
• Personal property coverage and replacement costs.
• Coverage for detached buildings, such as sheds. 
• Landscaping coverage, especially if you recently updated the curb appeal. 

For insurance information about protecting your Arlington, TX mobile home, call the experts at Strack Insurance Services today to discuss your options. 

A health insurance policy is imperative to have in place. You never know when you will need major medical expenses covered and it also comes in handy when you are sick and need prescriptions filled or if you are injured and need to see a doctor.

A health insurance policy covers several basic expenses but you can opt for more coverage if you so choose to do so. The insurance agents at Strack Insurance Services in Arlington, TX can assist you in determining all of your health insurance needs.

What Does Health Insurance Cover?

Your health insurance policy is an agreement between you and your insurance company that will list all of the benefits of your plan.

Typically, health insurance policies cover essential health benefits. Examples of this type of coverage include mammograms, smoking cessation, prescription drugs, emergency services, outpatient services, and even pregnancy, childbirth, and newborn care. You can also opt to have coverage for other services, including mental health and substance abuse services, rehabilitation services, and laboratory services. It will also cover physicals and wellness checkups by your primary physician. You can also choose to have optical and dental care included in your health insurance plan.

Most health insurance plans cover preventative services, such as blood pressure screening, alcohol and drug abuse screening and counseling, cholesterol screening, and more. You can discuss with your health insurance agent the types of coverage options you want to have included in your health insurance policy.

To determine the different types of coverage options you want and need to have included in your health insurance policy, you should seek the guidance of an experienced insurance agent. The agents at Strack Insurance Services in Arlington, TX are ready to assist you with all of your health insurance needs. Call for an appointment today to get your policy started.