Getting Health Insurance in Texas

When you are in need of health insurance, there are many options available in Texas. It can help to go through an insurance agent so that you have all of the facts available to you and you can pick just the right plan for your needs. If you are a business shopping for a healthcare plan for your employees, an agent can be equally helpful in helping you to choose a plan. If you’re interested in buying health insurance, give us a call at Strack Insurance Services in Arlington, TX. 

Catastrophic Insurance

For many people who are self-employed or work as freelancers and contractors, getting an inexpensive policy may be what is best. A catastrophic policy is one that has a very high deductible so that what is usually paid for are expensive illnesses and injuries. With the high deductible, the deductible is often not met during the year, and everything is paid by the policyholder. When you have this type of insurance, it may also give you a discount on the healthcare services that you get.

Other Health Insurance

If you don’t want the high deductible, and you don’t mind your premiums being higher, there are other plans that you can look at. You can get plans that have a lower deductible and out-of-pocket cost so that you may meet it during the year and have the rest of your healthcare paid for by the insurance company. This type of health insurance often gives people better peace of mind than one with a very high deductible. 

Get Your Health Insurance in Texas

No one should be without health insurance. Healthcare costs can be so high that it only makes sense to carry a health care policy. If you need a policy in Arlington, TX, call us at Strack Insurance Services.