Commerical Drivers Insurance FAQ

 Using company vehicles to accomplish the everyday needs of your business is essential to most business owners. Having the proper commercial auto insurance for your drivers is equally necessary. In order to protect your drivers and your company from expensive liability, adequate commercial auto insurance can be obtained through Strack Insurance Services. Here are some FAQs concerning commercial auto insurance to get your started.

Who Needs Commercial Auto Insurance?

Any business which uses company owned vehicles in order to accomplish business travel or transportation needs to have commercial auto insurance. This protects both the drivers, the business and the business owner.

What Does Commercial Auto Insurance Cover?

Commercial auto insurance will basically cover the same types of liability that a personal auto insurance policy would cover. This can include damage to the vehicle as well as liability should someone be injured by one of your drivers.

If I Do Not Own Company Vehicles Do I Still Need Commercial Auto Insurance?

In some cases, yes. If your business does not own company vehicles, but employees often use their own vehicles for business errands, it is a wise investment to purchase a Hired, Non-Owned Commercial Auto Insurance policy. This will protect your employees while they are using their own vehicles for business purposes or when rented vehicles are being used for business purposes.

Will My Personal Auto Policy Be Enough for My Small Business?

In some instances, yes, but if your personal vehicle is being used on a daily basis for business related travel, then a commercial auto insurance policy is best.

To learn more about commercial auto coverage you can call one of our friendly agents at Strack Insurance Services today serving the Arlington, TX area.