In order for your business to be successful, you need to make certain that it is insured properly. Your current assets are important, but you also need to think about your future assets. That’s where general liability insurance coverage comes into play for your Texas business.
What Is General Liability Insurance? What Does It Cover?
General liability insurance is a specific type of coverage that will typically provide protection for your assets and cover any losses incurred with general business risks. This could include anything from property damage and employee injuries to slander and libel claims. It will also generally cover legal fees associated with lawsuits and/or settlements.
Some examples of what general liability insurance will cover are as follows:
Damage to premises of which you are the landlord
Advertising or personal injury on-site
Property damaged caused by yourself or an employees
Does Your Business in Texas Need It?
Regardless of the size of your business and the industry in which your business is classified, you need to have general liability insurance. In some cases, you may even have to carry a certain limit of coverage in order to keep your doors open. While you can put preventative measures in place to avoid accidents, the fact of the matter is that they can still happen. Whether you’re at fault or not for an incident, it could quickly turn into a nightmare – emotionally and financially.
Our independent agents are dedicated to ensuring that your business has the commercial insurance coverage that it needs to ensure its success. Contact us today to fill out a basic form so that we can help make sure you have the right coverage, the appropriate policy amounts and all the discounts that are available to you. We can make a difference with your business in Texas.