When selecting a car insurance policy while living in Arlington, TX you want to pick out the best policy for your personal needs. What you need will differ from what other drivers, which is why sitting down and considering how much you drive, how you drive and what you drive is important. With this in mind, your car insurance provider can help indicate what may cover your needs.
This is one of those insurance policies you probably don’t like to pay for, but it is important. Essentially, it covers you in the event of being involved in an accident with an uninsured or underinsured driver. If the driver is illegally driving without insurance and causes the accident, they likely will not have the money to pay for your repairs. Furthermore, you can take the driver to court, but if they don’t have insurance they also likely won’t have the money through court either. Having uninsured/underinsured coverage protects you against this problem.
The collision is different from your traditional car insurance as it covers accidents where you are the only vehicle involved. Perhaps you backed into a guard rail or skid into a curb that bent your alignment. Collision covers this kind of accident.
Personal Injury Protection
Often referred to as PIP, this is a kind of medial coverage that pays for a wide range of costs. It will help cover medical bills, rehabilitation (such as therapy), work loss, replacement costs and even funeral costs. This might be something you want to consider if you drive a considerable amount, have less than desirable health insurance or just want peace of mind knowing you will have the necessary medical coverage required to pay for your medical bills, which can grow rather steep after a car accident.
Contact Strack Insurance Services to learn more today.