The process of finding the right auto policy for your vehicle in Arlington, Texas starts with understanding your options. A variety of plans are available based on your specific concerns, goals and preferences. The best type of coverage for your needs can vary, so it is important to recognize the types that are available.
Minimum State Coverage
The minimum state coverage is the plan that is required by the state. It provides basic personal injury protection and liability protection so that other drivers do not face financial strife when you cause an accident.
Standards that are set by the state form the foundation that you need to build on, but it is only one type of coverage.
Collision protection is a type of policy that focuses on the damages to your vehicle when you get into an accident. The protection may or may not be included in different insurance policies, so you may need to add to the basic plan that you purchase to ensure that you vehicle will not have high-cost repair costs if another driver is under-insured or uninsured.
A comprehensive policy includes the basic requirements for liability as well as additional protection for unexpected problems. It protects your vehicle from damages that are related to storms, falling tree branches or theft. It may or may not include collision protection, depending on the insurer and the specific policy that you select.
Protecting your vehicle from problems requires an insurance policy that addresses your concerns, goals and preferences. Although you are only required to carry the minimum coverage set by the state, it is possible to add to the policy for additional protection. Contact Strack Insurance Services to speak with an independent agent for more details.