Your ATV: It’s Not Just a Toy Is It?

You’ve got an ATV, but never bought insurance for it.  Why would you?  It was purchased as something to do some four-wheeling with your friends back in the woods.  However, it turned out to be so much more. 

Hauling Equipment

It is now carrying bales of hay out to the pasture, fencing poles, wire, and tools.  You used to have that beater of a pick-up, but it died and the ATV has taken over as the utility vehicle around the property, and is doing the job quite well.  You even added a trailer so extra brush can be pulled out of the area down by the river.

Feeding the Family

You’ve taken it out hunting a few times this year.  Now the venison is filling the freezers of your family and neighbors. You may not have been able to get the whole deer out of the woods without your ATV.  It carried home not just the kill, but your camping equipment, too.

Transportation on the Property

Perhaps you own a large spread adjacent to a friendly neighbor with an equally expansive plot.  Driving the mile to their house always seemed a bit much, but lately, that ATV has been serving as a convenient daily commuter, handling friendly visits, day-to-day tasks and so much more.

When you take into consideration everything that little ATV is doing, and how inconvenient life would be without it, insuring it against accidental damage caused by a crash or an act of mother nature seems to be a logical thing to do. After all, it did cost enough that replacing it out of pocket is just not something you are prepared to do.

Stop by Strack Insurance Services or call for an appointment to discuss adding ATV insurance to your coverage today.