Texas requires drivers have the ability to pay for damages or injuries when responsible. Most people secure an automobile insurance policy that satisfies the state’s minimum coverage standards. Unfortunately, the state has some of the fastest legal highways and devastating high-speed accidents. If you are involved in one of these catastrophic crashes, your coverage could fall short. That’s why at Strack Insurance Services, our professionals work closely with people in the Arlington, TX area to create policies that provide secure coverage.
While the state touts a relatively high-speed limit of 70 mph, the Texas Transportation Commission allows some roadways a maximum of 75, 80 and even 85 mph. That ranks the Lone Star State with some of the fastest highways in the nation. Among these are Route 20 that runs right through Arlington. It’s no wonder that Texas averages more than 500,000 accidents and 20,000 serious injuries or fatalities each year. In 2015, someone was injured in an accident every 8 seconds.
When a person sustains a serious injury from a car crash, medical costs for surgery alone can easily exceed $100,000. Rehabilitation, long-term care, and lost earnings are also things that will cost money. The current insurance minimums are only $30,000 per person, $60,000 per accident and $25,000 for property damage. In the event of a traumatic car crash, minimum coverage would quickly be exceeded, and the injured parties could file a civil lawsuit against you for the remainder.
Taking out the legal minimum coverage to get on the road could put you in a difficult financial position in the event of a devastating accident. At Strack Insurance Services, we’re available to explore options that can provide you with the secure insurance coverage you deserve. We are proud to serve members of the Arlington, TX community and look forward to working together.