You might wonder if you need general liability and how it can benefit you. It covers numerous instances that could possibly occur that could affect your financial well-being if you don’t have general liability insurance. At Strack Insurance Services, serving Arlington, TX and the surrounding area, we offer general liability that covers these issues and many others.
1. Bodily Harm
Let’s say you have an employee that mops your floor and doesn’t put a sign up to warn your clients about the wet floor. Someone falls and gets hurt as a result of your employee’s negligence. This classifies as bodily harm.
2. False Claims, Defamation, and Copyright Infringement
Let’s say you unknowingly use the same phrasing as another company in your field of interest. If the company should happen to catch a glimpse of your advertising, the company could sue you for copyright infringement. On the other hand, you could accidentally make false claims about one of your competitors, which could lead to a lawsuit from that company for defamation.
3. Legal Fees
If you should happen to be sued for copyright infringement, the other party has the right to request you cover the attorney fees. A general liability policy will cover the price of attorney fees if you have to pay for them.
4. Covers Property Damage Caused by You
No matter how good you are at your job, accidents and negligence happens sometimes. For that reason, general liability insurance is vital. It covers in the event you do something that damages your client’s property or other possessions. One mistake could cost you your entire business if you don’t have general liability insurance.
Contact Strack Insurance Services, serving Arlington, TX and the surrounding area, by calling 817-557-0100 to receive a quote for a general liability policy to protect you and your business.