Arlington, TX college students getting ready to start a new school year have a lot on their minds. They are thinking about everything that needs to be packed for campus living or finding an off-campus apartment. Regardless of where college students choose to live, it is essential to protect their possessions. Protecting your belongings is why it is a good idea for college students to purchase a renters insurance policy.
For more information about college and renters insurance, reach out to our agents at Strack Insurance Services.
Do not let the cost of premiums scare you from purchasing renters insurance while at college. The price you pay for premiums is minimal compared to stolen or damaged property, especially if you bring expensive personal items, such as electronics, sporting equipment, etc. Additionally, if someone gets injured at your place, the premiums are far less than the money paid for medical bills and other liability costs.
Renters insurance protects your personal belongings against theft or damage from a covered event (excluding flooding or earthquakes). Minus any deductibles, you will receive a payout from your insurance company for the value of your belongings should they be stolen or damaged.
Liability insurance protects you against a claim or lawsuit if you accidentally hurt someone or a visitor gets injured in your dorm room or apartment.
Additional Living Expenses
Your renter’s insurance policy pays for temporary housing and meals if your dorm room or apartment gets damaged. These expenses get paid while repairs are being done on your residence.
College students getting ready for the new school year need to ensure their Arlington, TX dorm room or apartment is protected by renters insurance. Call Strack Insurance Services today for additional information about renters insurance for college students.