ATV’s are popular as both work vehicles and recreational vehicles. Their versatility makes them ideal for off-road excursions because they can be driven on all types of terrain. If you live in the Arlington, TX area and have questions about ATV usage, you can contact Strack Insurance Services. The agents can provide you with safety tips and other useful information on ATV usage.
Always Wear A Helmet
Riding without a helmet is one of the leading causes of death when it comes to ATV and motorcycle usage. It’s important that you purchase a DOT-approved helmet and wear it every time you ride your ATV.
Make Sure Your ATV Is in Good Working Order
Before taking your ATV out on your next adventure, make sure it is in good working order. Check all of the lights, brakes, and tires, to make sure each one is working as it should. It’s also a good idea to check the gas and oil to ensure they are at the proper levels.
Never Take Unnecessary Risks When Carrying A Passenger
If you are carrying a passenger, you need to extra care when it comes to your speed and how you navigate difficult terrain. If you feel that the terrain is too rough, have the passenger get off and cross on foot.
The agents at Strack Insurance Services are available to help you with all of your insurance needs. If you live in Arlington, TX and uses ATV’s regularly, call and set up an appointment with one of the agents. They are there to help keep you safe so that you can enjoy all of the adventures you take on your ATV.
Like most Arlington, TX residents, if you have a recreational vehicle, you have RV insurance to cover you when you hit the road. But what about when your RV is parked in the driveway or kept in storage? Do you need RV insurance then? The answer is that, no, you are not legally required to maintain an RV insurance policy for your vehicle when it is parked for the season. However, there are many reasons you should hold onto your Strack Insurance Services policy all year long.
Why Do I need Year-Round Coverage?
Your RV is protected from loss due to a collision while driving, but while your vehicle is parked it also covers it from loss due to damage or theft. What if your RV is vandalized or burglarized while parked in your Arlington, TX driveway? What if your neighbor’s huge tree falls on your recreational vehicle’s roof, causing massive damage? What if someone breaks into your storage building and strips the interior? Your RV insurance policy will only cover those losses and damage if it is currently in force.
Coverage For Your RV’s Interior
Your RV has many expensive items on the interior that can be damaged or stolen while parked. It also has many expensive interior components such as a gas stove, hot water heater, a 3-way refrigerator, and a battery bank that may be attractive to thieves. These items could cost several hundred or even thousands to replace individually. Carrying RV insurance throughout the year, even during seasons you are storing it, will give you the peace of mind that you are protecting your investment and will eliminate the need to dip into your own pockets in the event of a theft, fire, or vandalism.
For more information about how an RV insurance policy covers your asset, give Strack Insurance Services a call today!