When it comes to getting the right level of health insurance coverage for your needs, there are plenty of options. But what type of coverage do you need to remain compliant with federal laws governing the amount of health care insurance individuals need to avoid a yearly penalty? Keep reading to find out more about those guidelines.
The Minimum Amount Of Health Insurance Coverage
In order to avoid a penalty for lack of adequate health insurance coverage, and an individual must maintain coverage for the majority of the year for what the government deems minimum essential coverage. It can be obtained through COBRA health plans, employer health coverage, grandmother and grandfathered plans, CHIP state insurance, and ACA compliant plans. Guidelines to what exactly qualifies as minimum essential coverage is outlined on the healthcare.gov website.
Finding The Right Policy
Staying compliant and finding the right health insurance policy to meet you and your family’s needs are crucial in combatting illnesses and staying healthy now and in the future. That is why working with a skilled insurance provider is your best options for getting complete coverage and avoiding penalties while protecting yourself and your loved ones. If you are a resident of Arlington, TX and want to get the policy that meets your individual needs, you should contact Strack Insurance Services.
Don’t take chances when it comes to your health and staying compliant with current federal healthcare laws. Call or stop by Strack Insurance Services if you live in or around the Arlington, TX area. Quality health insurance that can give you peace of mind is only a phone call away.
Like standard home insurance, mobile home insurance includes dwelling coverage protecting the structure of the home. When properly maintained, the mobile home has the ability to last for several decades. Below are some things mobile homeowners should know to maintain their mobile home interior in addition to obtaining a policy with Strack Insurance Services.
Minimize Wall Hangings
In most mobile homes, hanging heavier items can be damaging to your walls. Because there is minimal sheetrock in most of these homes, attempting to hang heavy decor or build additional shelving could cause the entire wall to come down from the weight.
Get Some Caulk
Most bathrooms in mobile homes have showers and tubs that come in two pieces, leaving a large area for grout and mildew. A couple of tubes of caulk from your local hardware store will allow you to fill these holes and minimize the dirt and grime that could end up molding the room, providing a seal in that area.
While the mobile home skirt is on the exterior, keeping it intact prevents the outside environment from getting beneath the house and destroying pipes and insulation, which are used for interior functions and could cause further damage into the home. Wildlife, insects, and other undesirable variables are unable to come beneath the home when the skirt is maintained.
Get Your Policy Today
Using these tips can prolong the structure of your mobile home, but as a precaution, it is best to also have mobile home insurance. At Strack Insurance Services, we proudly serve the mobile home residents in or around the Arlington, TX area for their insurance needs. Give our agents a call today to begin drafting a policy fit just for you.