Why do you need mobile home insurance?
Mobile homes are a growing option in permanent housing. Because mobile homes are now built to standards compared to traditional homes, more families are choosing them as permanent housing. Because of this, mobile home insurance is a growing necessity throughout Texas. While you can customize your policy to include a variety of options, the standard for mobile home insurance in Texas can be found below.
- Dwelling Coverage
- Personal Property
- Liability Protection
Like standard home insurance, dwelling coverage is essential. Any attached deck and roof would be included in this policy. If for example, a tree were to fall on your home, your home and any built-in attachments would be covered under your policy. Also, mobile home insurance policies cover any additional living expense fees, should your home become uninhabitable due to structural damages.
Personal property includes the items found in the home up to a specific value. If your home is victim to theft or accidental fire damage, your personal property within the home would be covered under this plan.
From time to time, we all enjoy hosting guests for a variety of reasons. If you are entertaining and a guest has an accident that requires medical or legal attention, the liability protection of your coverage will cover your financial for any incurring fees.
Add-On to Your Policy
Do you desire to add any outside storage to your property? Would you like it insured? Your mobile home plan has the flexibility to cover additional structures. If you plan to build an unattached garage or shed that will house valuable personal property, it is a good idea to add that to your policy in the event of the aforementioned tragedies.
Get Your Mobile Home Policy Today!
Located in Arlington, TX, a Strack Insurance Services agent would like to discuss your coverage plan today. Contact us here to schedule an appointment.