College is a wonderful time of learning and making new friends. It’s also an important time for professional advancement as well as fostering those first serious relationships. In the excitement of it all, it can be easy to forget about renter’s insurance for the college couple. But this important milestone should not be overlooked. Accidents and thefts can occur on or near a college campus in Arlington, TX, just like they can anywhere else. Whether you or your children live separately or together as a couple, there are a few important points everyone should look at with Strack Insurance Services at when it comes to renter’s insurance. 

One important list item to determine with renter’s insurance is whether you or your students already have it. If you have homeowner’s insurance and your college student lives on campus in a dorm, your homeowner’s insurance may cover one of the students. For a couple to be insured, whether or not they live in the same dorm, each student’s parents would need to have insurance that covers them. Homeowner’s policies vary, so check to make sure that your coverage includes property and liability insurance if that is what you need. Extra coverage may be necessary if the homeowner’s policy covers only property insurance. 

If you or your students are living off campus in a home, condominium, or apartment near Arlington, TX, you may want to acquire both liability and property insurance for everyone’s peace of mind. Some policies cover all those under the same roof and may cover both significant others, married spouses, or simply roommates. In other cases, each person will need individual insurance. Call Strack Insurance Services today to find the right policy for you or your students during college. 

General liability insurance ensures that your business is protected from potential damages. Most business owners understand the need for business insurance, but they may lack enough knowledge to figure out just the right level of protection. In case you are in this category ensure you contact your local professional such as Strack Insurance Services in Arlington, TX to help you.

A General Liability Insurance policy may help your business in things like:

Third Party Property Damage

If somebody in your payroll damages a third party’s property, then you may have cover the damages. General liability insurance will help you cater for such costs. For example, your employee accidentally damages property on a neighboring office in a midst of work-related activity, the neighboring business will file a lawsuit. Your general liability insurance will cover such claims.

Third Party Bodily Injury

If a person accidentally falls on the slippery floor and breaks their arm. They may file a bodily injury claim. Your general liability insurance will chip in. It will help you cover for the medical bills and other charges that may be associated with the injury.

Reputation Harm

Some businesses may file a claim that your business has negatively impacted their business. For instance, while in an interview, you may be asked to comment on the competition. And when your competitors read this interview, they may suggest that your comments were slander against their business.

In such instances, general liability insurance will help you cover the cost of the lawsuit.

Businesses need to be always ready to cover any risk that may come their way to avoid being eliminated. There are numerous insurance agencies, one of them being Strack Insurance Services, that are ready to help any business through tough times. Any business in Arlington, TX has the opportunity to survive tough times, that’s why general liability insurance s necessary for any business.