College is a wonderful time of learning and making new friends. It’s also an important time for professional advancement as well as fostering those first serious relationships. In the excitement of it all, it can be easy to forget about renter’s insurance for the college couple. But this important milestone should not be overlooked. Accidents and thefts can occur on or near a college campus in Arlington, TX, just like they can anywhere else. Whether you or your children live separately or together as a couple, there are a few important points everyone should look at with Strack Insurance Services at when it comes to renter’s insurance.
One important list item to determine with renter’s insurance is whether you or your students already have it. If you have homeowner’s insurance and your college student lives on campus in a dorm, your homeowner’s insurance may cover one of the students. For a couple to be insured, whether or not they live in the same dorm, each student’s parents would need to have insurance that covers them. Homeowner’s policies vary, so check to make sure that your coverage includes property and liability insurance if that is what you need. Extra coverage may be necessary if the homeowner’s policy covers only property insurance.
If you or your students are living off campus in a home, condominium, or apartment near Arlington, TX, you may want to acquire both liability and property insurance for everyone’s peace of mind. Some policies cover all those under the same roof and may cover both significant others, married spouses, or simply roommates. In other cases, each person will need individual insurance. Call Strack Insurance Services today to find the right policy for you or your students during college.