ATVs can be a lot of fun, but the owner needs to be protected while operating it just like they are when they operate a motor vehicle. These policies are designed to protect the owner from collision, liability, and theft. Sometimes, ATV insurance policies are classified in a group called ‘toy insurance’. There are several types of policies that are available. For instance, uninsured motorist policies protect the ATV should there be an accident with an uninsured or underinsured driver. The policy will also cover medical expenses if the ATV owner is deemed to be at fault in an accident. In an accident that results in bodily injury or property damage, the policy will cover the owner if they are deemed to be at fault for the accident. A collision policy will provide for the repair or replacement of the ATV in an accident resulting in damages. For additional coverage, you may consider a comprehensive policy. This provides coverage that is similar to the collision but allows for additional protection in the event of events such as vandalism or fire. ATV insurance is similar to auto insurance but has specialized features. The agents at Strack Insurance Services understand the needs of ATV owners in the Arlington, TX area.
When considering the specialized coverage of ATV insurance, you may have questions regarding the types of policies and the amount of coverage that you need. The agents at Strack Insurance Services help ATV owners in the Arlington, TX area get the right coverage for how they use their vehicle. They will answer any questions you have and work to keep your premiums low. Every day they seek quality coverage for their clients. Call them today and get the protection you need on and off the road!
What comes to your mind when you hear the word “wedding ceremony”? Most people will only think of a special occasion that honors a two lovely who are coming together on this special day to exchange vows. However, there is much more to it than just spending and celebrating the milestone in your life. Is your wedding day protected?
Keep in mind that you with your partner have invested so much money into your wedding and you don’t want something to mess it up. However, the truth is that disasters can strike any time including on your wedding day. That is why Strack Insurance Services brings you a wedding insurance policy in Arlington, TX to help you protect your big day. Here are three reasons why wedding insurance is essential.
It Covers Cancellation and Rearrangement
This is perhaps the biggest reason why you should purchase a wedding insurance policy. If something comes up which may force you to cancel your ceremony, then you can claim back the irrecoverable money that you had paid to the different wedding service suppliers in Arlington, TX or elsewhere. Conditions such as illness of the bride or the groom can lead to cancellation of the wedding. You will also be reimbursed if you are forced to rearrange your wedding on short notice.
Bankruptcy or Vendor Failure
Vendor failure can happen at any time – whether your wedding is one day or one year away. Imagine the reception venue that you had booked goes bankrupt and out of business leaving you without a reception venue on your big day! The wedding insurance policy will cover some of the expenses if your wedding day service providers leave you stranded on your wedding day.
Just like vendor failure, adverse weather conditions such as hurricanes, tropical storms, and tornados can wreak havoc on your wedding day and cause you to delay or postpone your wedding. In some areas, the severe weather conditions can be avoided hence the need for a wedding insurance policy that will protect you in case your wedding is interrupted by adverse weather conditions.
Are you looking forward to your big day? Contact Strack Insurance Services today for a wedding insurance policy and protect your special day.