You may have heard about flood insurance and are wondering if it is a required part of your home insurance policy. If you live in a high-flood-risk zone and you have a mortgage on your home that is financed through an insured or federally regulated lender, flood insurance is required by law. Flood insurance is not a requirement otherwise-however it is often recommended as an added assurance to limit your risks as a homeowner.  

If you live in Arlington, TX or the surrounding areas, flood zones are outlined by the government as to which locations will require flood insurance as part of the home insurance policy. Rivers and other small bodies of water can overflow after steady, heavy rain and as the result of natural weather phenomenon, like tropical storms and hurricanes. Strack Insurance Services can help you understand the type of flood insurance that will work for your home.

If you don’t live in a flood-insurance-required zone, having flood insurance is still a wise investment. When bodies of water overflow, the damage that is incurred can span for miles and include roads and highways, businesses and homes. These situations are not ones that can be controlled, or even fully prepared for against water damage. If you don’t have flood insurance and there is a flood, you are prone to water damage to your home and property- and you won’t have the financial backing of an insurance policy behind you.

Strack Insurance Services serves the Arlington, TX area and is fully versed in home insurance protection policies, including flood insurance. To alleviate the possibility of potential water damage to your home in the future, our experienced and professional flood insurance agents are here to help you. Contact us today to learn more.