Arlington, TX and the surrounding area is a spectacular place to get outside and explore the many trails, parks, and waterways. One of the best ways to do that is on an All-Terrain Vehicle. Of course, if you’ve just purchased yourself an ATV, you may be wondering whether the state of Texas requires you to insure it. The simple answer is no. As of 2015, according to the Texas Department of Public Safety, ATV’s do not require insurance. In fact, All-Terrain Vehicles aren’t even required to be registered with the Department of Motor Vehicles. However, even if you’re not planning on riding your ATV anywhere outside of your own property, it is still a good idea to consider insuring your ATV.
Why ATV Insurance Is A Good Idea
Imagine you, or someone in your family is enjoying a ride around your acreage when, all of the sudden, the ATV takes a nosedive into a ditch. The frame is bent and you won’t be able to it out again as is. Without insurance, you will have to pay out of pocket in order to replace it. What if you’re riding your ATV just up the road from Arlington in Trophy Club Park at Lake Grapevine, and, again, you crash the ATV, only this time you’ve crashed with another rider? Not only have you damaged your own ATV, but, depending on the circumstance of the crash, you also may have liability for the damage sustained to the other ATV. If you are insured, then you would be prepared for that unforeseen expense.
It’s easy to get into an accident, but it’s even easier to plan ahead and cover yourself and your assets. Before you find yourself in a similar situation, go ahead and call or stop by Strack Insurance Services to inquire about insuring your All-Terrain Vehicle.
Insurance has become an important basic need in today’s life. It is due to the many risks that are associated with our geographical location, the technological advancement and the unpredictable risk such as road accidents and fire outbreaks.
Texas is a large state whose geographic location make it prone to periodical floods. Flood damages properties worth millions in U.S. Strack Insurance services does not only cover the damages that come with floods it also serves the people of Arlington, TX and Texas at large in enlightening them about flood insurance and who should have it.
Flood insurance is one of the dockets that are covered by the state through the National Flood Insurance Program (NFIP) which has two policies. The first policy covers your home or rather the building and the second covers your personal properties. The two covers have a financial limit which they can compensate in the event of the flood.
It is worth noting that, the Government’s federal insurance plan only covers a few belonging and has a financial limit. Some of the items covered by the Federal Flood Insurance Program include;
Your home and its foundations, window blinds, water heaters, electrical and plumbing systems among other things. There are some items that this cover that does not cover. They include; precious metals, cash and stock certificates among others.
Strack, being a private insurer, covers items that belong to your home yet they are left out by the NFIP. It insurers your precious metals and jewelry, boat houses, fence and even cars. We cover properties that may be destroyed by floods at Arlington, TX business premises and any other place in Texas as long as you have a cover from us.
So, if you need a flood insurance coverage, feel free to visit our websites or offices whenever you can.