You know you should always carry a flashlight in your car along with several other items to ensure you stay safe if anything should happen. The same applies if you have a boat. Strack Insurance Services, serving Arlington, TX and the surrounding area, advises boaters to carry the following items on their boat at all times.

1. Buoys

Technology may have made you believe you don’t need buoys since a GPS can help you find your way. However, technology fails you sometimes, and sometimes it’s just easier to use a buoy. You can situate a buoy in the water as a reference point, so you know how to get home, or you know where that prime fishing spot was. 

2. Rope

You can use rope to tie your boat to a dock or bridge. Rope also become useful when you need a tow, or when you need to tow something. 

3. Dry Clothing

You’re surrounded by water. You could find yourself getting soaking wet, even if you don’t plan to get wet. Especially if it’s not a warm day, you don’t want to end up having to stay in your wet clothes. Make sure you wrap up these items well, so they don’t end up getting wet. 

4. Current Boat Registration

Just in case something should happen, you should always carry a current boat registration on your journeys. If you have a boater’s license, you should bring it on board with you as well. 

5. Boater’s Insurance

If you have boater’s insurance, you should always carry it with you. If you should get into an accident, you’ll need to provide the person with your insurance information.

If you don’t have insurance, you should contact Strack Insurance Services, serving Arlington, TX and the surrounding area, by calling 817-557-0100 to get a quote and open a new policy. 

Flood risk in the USA is based on decades old information that is seriously out-of date. It is important to work with your agents at Strack Insurance Services in Arlington, TX to have flood insurance for your property.

Get Flood Insurance

Flood insurance is not usually included in the typical homeowner’s insurance policy. Flood insurance is a special policy that covers damage by rising water that is usually not covered by a general homeowner’s insurance.

The problem that is occurring with climate change is that the “flood zones” under the federally mandated flood insurance program are based on data that is, in some cases, over 100 years old. There have been many recent flooding areas that violated the 100-year rules. In fact, during 2017, there have been more than six incidences in a three-month period that violated this 100-year rule. Obviously, climate change is occurring and the areas of potential flood zone risk are expanding.

Save Money

It is important to note that the rate for flood insurance is very modest, especially if your place is not in a designated high-risk flood zone.

This allows a temporary advantage for consumers to add this extra protection at modest rates. Just check with the good folks at Strack Insurance Services in Arlington TX, to learn how to protect your home or commercial property from flood damage with insurance coverage.

The reverse situation is horrible. If you are not in a federally designated flood zone, there are no requirements by the lenders that the home or commercial property, maintain flood insurance coverage. However, what happens, when a surprisingly strong flood wipes out your home or business? Well, you were not required to have flood insurance, but you would have been much better off if you had it!

Take Action

This is why you need to contact your agent today at Strack Insurance Services in Arlington, TX and get flood insurance for your properties just to be safe.