If you are renting a home in the Arlington TX area, you are not required to purchase rental insurance. However, at Strack Insurance Services, we strongly recommend you do. Here are a few of the benefits associated with purchasing rental insurance.
You Are Protected Against Theft
If someone breaks into your rental home and steals your property, you have no recourse aside from filing a police report and hoping they find your belongings. When you have rental insurance, you receive fair market value for the stolen and unrecovered items so you can purchase them again and be made whole.
Your Belongings Are Covered Against Home Defects
If a pipe bursts, the roof leaks or the basement floods in your rental home, the owner’s home insurance will not cover a renter’s personal property. Many people do not realize this. The only way to cover your belongings against home defects in a rental home is to purchase renters insurance. If you have renters insurance, all of the property that is damaged because of unexpected items in the house are covered.
You Are Covered Against Unexpected Events
Renters insurance helps to protect your property. But it also helps ensure you maintain a roof over your head. If the rental home you are renting is damaged due to a flood or fire, you may find yourself homeless with nowhere to go. Rental insurance helps to provide you the reasonable costs of housing or hotel costs while the home is being repaired or you find a new rental home.
If you are renting a home and you do not have rental insurance, contact Strack Insurance Services, serving the greater Arlington, TX area, today. Our agents can help you find the policy that is best for your needs.
Depending on the type of business you own, there are unique issues with general liability insurance. For example, a sports complex will have different needs for insurance than a retirement home.
Here is a list of some of the items to consider about your business and to discuss with your insurance agent at Strack Insurance Services in Arlington, TX. This is helpful when thinking about general liability insurance coverage as well as other coverage you may need for your business:
- Do you have more than one business location? If yes, are the activities at each location different?
- Is the property for the business location(s) owned or leased?
- Do you provide (or rent) any type of equipment for use by your customers either on or off premises?
- Do you have your customers sign a liability waiver agreement that limits claims against the business for injuries or harm?
- Do you make any products to sell to customers?
- Do you need to have any additional insured?
- Is any part of your home used as a home office? If yes, do customers/clients visit your home?
For the good results, you will want to explain to your agent any special circumstances about your business in regards to a need for insurance coverage. If you are wondering about anything, do not be afraid to ask about it.
Understanding what type of insurance is the right match for your business is best achieved by conducting an insurance review with an agent of Strack Insurance Services in Arlington, TX. Your agent can advise you what coverage is best, things to look out for, and potential risks that you may not be aware of that can be covered by insurance as well. Contact your agent for a free assessment and review of any existing coverage you have.