When it comes to home owners insurance in and around Arlington, TX, we want to make sure you have the right coverage for your individual needs. Now, while there are different kinds of stand alone coverage options for you to consider, there are home insurance add-ons that may help provide you with a bit of supplemental insurance. Whatever your needs are, we at Stack Insurance want to do our part and make sure you have all the necessary coverage right for your personal needs. 

HO-4

This is a tenants form of home owner’s insurance. Basically, if you are thinking about renting out your home, or even part of your home, you need to have very specific add-on insurance. Your own home owner’s insurance may not protect your property in the vent of a fire or other issue if it is caused by the tenant. While it is best to sit down and talk with us so we can figure out all the specific details, you may need HO-4 tenants insurance for your property. 

HO-6 and HO-7

Maybe you’ve been considering a condo instead of a traditional home. Well, you don’t want to just go with a home based offering as condos require different forms of insurance as these facilities run into different problems. So, if you own a condo instead, you need to look at the HO-6 option. 

On the other hand, HO-7 is a mobile home form of home owner’s insurance. As your home is built with a mobile manufacturing material, it is slightly different and can run into different issues as well. On the flip side, these properties are usually less than what you might pay for a traditional home. 

HO-8

Do you have an older home? Older homes run into different issues based on the materials, the age of construction hardware and a few other issues other, newer homes are just not going to experience.