When they said everything was bigger in Texas, they weren’t joking – and that includes the amount of time you have to drive to get from city to city. This makes Texas a very car centric state to live in, so it’s no wonder that classic cars capture the hearts and imagination of many in this area. You need to be aware of the differences between the automobile insurance you get for your car or truck, compared to a policy that will appropriately protect your classic car.
Classic car insurance takes into consideration the rarity of the car, the value of the car, and the amount you drive it into consideration. Generally, you aren’t hauling out your Model T to go down to the grocery store, so the premiums are adjusted according to a non-daily driving car. In addition, whether you go to classic car shows also affects how much you pay, since you need additional coverage for damage inflicted at a convention or show.
Classic car insurance also protects you against the standard perils that a normal car insurance policy covers. If you get in an accident, are at fault for an accident, your car is lost or stolen, or it falls under other covered provisions our insurance experts handle that for you.
The value of classic cars is one way that they really stand out from other vehicles, especially when you get into the value of restored cars. You can’t just look at Kelly Blue Book or a similar guide and figure out how much it cost when there’s many restored parts. You need an insurance company that knows classic car insurance inside and out in Texas. Get a free quote from us and get in touch to find out what insurance needs you have, and how we can help.