Older mobile homes in Arlington, TX need a bit more love and care than newer homes. Older mobile homes need to be updated often with new fixtures, paint, and other finishes. Renovations can bring an out-of-date home looking brand new, and you want to protect your newly updated mobile home and your belongings from anything that can happen. 

Finding Mobile Home Insurance

Finding an insurance policy for your older mobile home may be difficult. It may be difficult because older homes need specific coverage, and depending on where you live, you may not find a company to insure your home. Do some research and reach out to Strack Insurance Services to discuss insurance for your older mobile home. Our experts can help you understand the additional coverage your older mobile home needs and help you find an insurance policy to fit your needs. 

Older Mobile Home Insurance Coverage

Older mobile homes are at risk of suffering damage caused by many things within the home. With older wiring, plumbing, and other materials, there is a greater risk of something happening with an older mobile home. When insuring your older mobile home, it is vital to purchase a policy that protects you against any perils which may occur.

Older mobile home insurance should cover the following: 

• Damage and loss caused by fire, wind, hail, lightning, and water damage. 
• Trip and collision coverage if you plan to move your older mobile home to a new location.
• Personal property coverage and replacement costs.
• Coverage for detached buildings, such as sheds. 
• Landscaping coverage, especially if you recently updated the curb appeal. 

For insurance information about protecting your Arlington, TX mobile home, call the experts at Strack Insurance Services today to discuss your options. 

A health insurance policy is imperative to have in place. You never know when you will need major medical expenses covered and it also comes in handy when you are sick and need prescriptions filled or if you are injured and need to see a doctor.

A health insurance policy covers several basic expenses but you can opt for more coverage if you so choose to do so. The insurance agents at Strack Insurance Services in Arlington, TX can assist you in determining all of your health insurance needs.

What Does Health Insurance Cover?

Your health insurance policy is an agreement between you and your insurance company that will list all of the benefits of your plan.

Typically, health insurance policies cover essential health benefits. Examples of this type of coverage include mammograms, smoking cessation, prescription drugs, emergency services, outpatient services, and even pregnancy, childbirth, and newborn care. You can also opt to have coverage for other services, including mental health and substance abuse services, rehabilitation services, and laboratory services. It will also cover physicals and wellness checkups by your primary physician. You can also choose to have optical and dental care included in your health insurance plan.

Most health insurance plans cover preventative services, such as blood pressure screening, alcohol and drug abuse screening and counseling, cholesterol screening, and more. You can discuss with your health insurance agent the types of coverage options you want to have included in your health insurance policy.

To determine the different types of coverage options you want and need to have included in your health insurance policy, you should seek the guidance of an experienced insurance agent. The agents at Strack Insurance Services in Arlington, TX are ready to assist you with all of your health insurance needs. Call for an appointment today to get your policy started.

Arlington, TX college students getting ready to start a new school year have a lot on their minds. They are thinking about everything that needs to be packed for campus living or finding an off-campus apartment. Regardless of where college students choose to live, it is essential to protect their possessions. Protecting your belongings is why it is a good idea for college students to purchase a renters insurance policy. 

For more information about college and renters insurance, reach out to our agents at Strack Insurance Services. 

Premiums

Do not let the cost of premiums scare you from purchasing renters insurance while at college. The price you pay for premiums is minimal compared to stolen or damaged property, especially if you bring expensive personal items, such as electronics, sporting equipment, etc. Additionally, if someone gets injured at your place, the premiums are far less than the money paid for medical bills and other liability costs. 

Personal Property

Renters insurance protects your personal belongings against theft or damage from a covered event (excluding flooding or earthquakes). Minus any deductibles, you will receive a payout from your insurance company for the value of your belongings should they be stolen or damaged.  

Liability

Liability insurance protects you against a claim or lawsuit if you accidentally hurt someone or a visitor gets injured in your dorm room or apartment. 

Additional Living Expenses

Your renter’s insurance policy pays for temporary housing and meals if your dorm room or apartment gets damaged. These expenses get paid while repairs are being done on your residence. 

College students getting ready for the new school year need to ensure their Arlington, TX dorm room or apartment is protected by renters insurance. Call Strack Insurance Services today for additional information about renters insurance for college students. 

Whether you are just starting or have been in the business industry for years, every business owner knows the importance of having proper insurance for different risks. One of the most common risks businesses encounter is a liability.  That’s why many business owners invest in general liability insurance. If you’re looking to learn how this policy protects your Arlington, TX business, here is what you need to know.

Protects Your Employees

Your employees are the primary assets in your business. They determine your productivity and profitability as they handle different aspects of your business, such as the marketing, production, processing, or packaging procedures. General liability insurance helps cover them in case of injuries or when they accidentally damage other people’s property during business operations. 

Protects your customers

Whether you are a retailer, manufacturer, or wholesaler, it’s your responsibility to make sure that your customers are safe whenever they visit your business premises. General liability protects your customers against injuries, theft, or any dangerous incidents that could happen to them. It also covers complaints or lawsuits resulting from the goods or services you sell, such as damaged items or spoiled food.Thats why at Strack Insurance Services, we recommend having enough liability.

Protects your profession

If your business entails offering professional services to your clients, you may want to carry adequate general liability insurance to protect errors in your profession. When you don’t deliver services on time, or they’re marked with errors, your client might complain or even sue you. General liability insurance helps pay the legal fees for such errors and prevents the further escalation of your reputation.

Protects you against reputational harm

Businesses go through a lot of tests to emerge victorious in the long run. Your competitors or anyone looking to ruin your name may publish false information about the business to ruin its reputation. When this happens, your general liability insurance will ensure that you don’t pay legal fees when you file a lawsuit.

Looking to start a business in Arlington, TX? Feel free to contact Strack Insurance Services, and our insurance experts will answer every question you might have.

Purchasing life insurance can be a daunting task, particularly to newbies who don’t know how to separate myths from facts. At Strack Insurance Services, we have seen many Arlington, TX residents go on without life insurance because of misconceptions surrounding this investment. Fortunately, as your trusted agent, we are here to debunk popular myths about life insurance. 

Behold the facts!

Myth#1: Young People Don’t Require Life Insurance

Most people assume that life insurance is meant for senior citizens or those with health conditions. However, in reality, that’s not true. Both young individuals and the aged can develop health conditions when they least expect and hence the need to be covered. 

Furthermore, young people enjoy cheaper premium rates because they are deemed less susceptible to health conditions.

Myth#2: Life Insurance Is Costly

One of the reasons most people neglect life insurance is that they think it’s costly and cannot afford the premiums. If you are in this line of thought, you’d better know that’s a myth! Life insurance is affordable. Better yet, you have numerous options to consider, given your budget.

Additionally, you can enjoy low premiums if you are a young individual.  

Myth#3: My Employer’s Life Insurance is All You Need

Even when your employer’s life coverage protects you, it is wise to purchase an individual life insurance policy – it will give you additional benefits such as covering your loved ones.

When you rely on life insurance through your boss, you might lose work and the coverage altogether. 

Myth#4: It’s Hard to Get Life Insurance

Another unrealistic thing people believe in regarding life insurance is that it’s hard to find. You should never be lured to think so, as countless companies are offering this coverage. 

In fact, nowadays, you don’t need to leave your house to find a life insurance policy – you can simply surf the web, and Google will present you with thousands of choices. Compare the options and narrow them down to what suits you the most.

Get life insurance today!

Myths are misleading and can cause you to miss golden opportunities if you believe in them. Now that you can differentiate the most common life insurance myths from the truth, it’s time to purchase your coverage from Strack Insurance Services in Arlington, TX. Contact us today for an affordable quote.

If you are wondering whether commercial insurance is a necessity or not, you better heed the following advice from Strack Insurance services in Arlington, TX. Below are the reasons you should consider commercial insurance as an asset.

Liability protection

One of the key advantages of commercial insurance is liability protection. Liability claims refer to the costs you’d incur if someone were to sustain injuries while at your premises. For instance, when a customer slips on your floor and sustains injuries that need medical attention. 

Besides, liability claims may emanate from advertising injury and property damages you cause to third parties. Such costs are unplanned and can retard your business growth if you don’t have a proper commercial insurance plan.

Workers protection

Commercial insurance protects your workers from injuries that may affect them while they are at your business. For instance, workers can experience issues such as back pain due to prolonged hours of working. 

In such cases, your commercial insurance would pay for medical expenses to get back the injured employees to their healthy best.

Boost business reputation

When you have commercial insurance, most customers and clients will want to do business with you. They are sure that they are conducting business in a safe environment and, therefore, no worries regarding their security. 

Protects the business itself

If you are honest, you will agree that your venture didn’t come easily. It took your efforts and, probably, sleepless nights to see it where it is today. You treasure it so much, and so you should do all you can to protect it. The best to achieve this is by subscribing to proper commercial insurance. 

With optimal business insurance coverage, you are certain that your investment is safe no matter what happens. Isn’t that great? 

Buy business insurance today!

Your business is the reason why you consider yourself a financially stable buddy. You’d not want to lose it or have a hard time managing it. If that’s so, consider purchasing commercial insurance from Strack Insurance Services at Arlington, TX, while you have time!

Flood insurance can seem like just another unnecessary addition to your monthly expenses, especially when you already have auto and home coverage to cater for. Like other policies, flood insurance is one of the essential coverage options that every Arlington, TX homeowner needs. Below, Strack Insurance Services takes you through the reasons why you should consider getting flood insurance.

Your Homeowners Insurance Does Not Guarantee Flood Coverage

Numerous homeowners are of the opinion that their home policies cater to flood damages, only finding it when it is too late that their coverage does not extend to such incidences. To avoid incurring extra expenses when you experience flooding, make it a point to get flood insurance. It will protect you against building damage while also ensuring that your belongings are covered.

Rain Is Not the Only Cause of Flooding

While living in rainy areas increases your risk of flooding, wet weather is not the only cause of floods. Numerous weather scenarios have been found to cause flooding in homes, including hurricanes, winter storms, and winter melts. In addition to this, faulty drainage systems can also cause flooding on properties along with faulty protective systems such as levees. Protecting yourself against any of this will require flood insurance, acting as a comprehensive long-term solution.

Water Damage Is Destructive

Flooding does not have to be significant to cause property damage. An inch of water is enough to wreak havoc on home belongings and items such as vehicles. Recovering from this means incurring extra costs for property repairs, in addition to the added expenses for replacing home contents. Flood insurance can, however, protect you from such incidences, providing you with compensation when faced with flood emergencies.

To protect your assets from flooding damage, get in touch with Strack Insurance Services today. We provide coverage within the Arlington, TX area to give you peace of mind during your everyday endeavors.