Auto Insurance • Arlington, Texas Car Insurance Options
In the state of Texas, it is your responsibility to have auto insurance, but how much do you need and what types of auto insurance are really required? That can vary widely according to each individual situation, which is why people who want to ensure they are properly covered need to speak to their independent agency about getting a personalized policy. However, you can read more about the basics of Texas auto insurance below.
Drivers in Fort Worth Dallas, Tarrant County, Johnson County, Dallas County and all other areas of Dallas must have liability insurance in order to meet the Texas Financial Responsibility law. In short, this law says that when you cause an accident, you must be financially responsible for damages to others that ensue. In most cases, drivers hold liability insurance to cover these type of damages.
While it is possible to hold only liability insurance, you will want to consider covering yourself and your vehicle as well. Collision coverage will help pay for repairs to your own vehicle in case of a wreck, while Comprehensive Coverage will take care of anything that is NOT a collision such as theft, vandalism, hail damage etc.
If you neglect to maintain vehicle insurance in Texas, at least at minimum levels, you can be subject to fines, suspension of your driver's license, or even the impounding of your vehicle if you have repeat offenses.
Don't risk getting caught without the car insurance you need in Texas. You can get insurance for the best possible price by comparing quotes from multiple top carriers in one convenient place online. You can connect with an independent agent at Strack Insurance Services and compare quotes for free in minutes.